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Credit improvement is a process, not an overnight fix. Depending on your credit history and the actions you take—like paying down debt, disputing errors, and building positive payment habits—results may begin to show in 30 to 90 days, with continued progress over time.

Yes, inaccurate or outdated items can be disputed and potentially removed. However, valid negative marks (like late payments or collections) typically remain for 7 years. Our services help you understand what can be challenged and how to build stronger credit moving forward.

No—when done legally and ethically, credit repair services are designed to help you improve your credit. We work with you to identify errors, educate you on your rights, and guide you through responsible credit-building strategies.